Location: Remote (Work From Anywhere)
Employment Type: Full-Time, Fixed-Term Contract (12 Months)
Company Headquarters: Gibraltar
About the Company
Xapo Bank is a globally distributed financial technology company with team members working remotely from more than 40 countries. Established in 2013, Xapo is a pioneer in crypto banking and is recognized for its strong focus on security, regulatory compliance, and innovation.
The company’s mission is centered on enabling economic freedom and wealth protection through the integration of traditional banking and digital assets. Xapo operates as a regulated credit institution and virtual asset service provider, delivering secure and compliant financial solutions worldwide.
Diversity, transparency, ethical conduct, and responsible risk management are core principles embedded across the organization.
Graduate Programme Overview
Xapo Bank is offering a 12-month Graduate Programme designed for individuals at the beginning of their professional careers who are eager to grow within the Fintech, Banking, and Blockchain sectors.
Participants will gain hands-on experience, exposure to real-world business challenges, and the opportunity to work alongside experienced professionals in a fully remote, international environment. Upon successful completion of the programme, graduates may be considered for a full-time position, subject to performance and business needs.
Position Overview
The FP&A Graduate role sits within Xapo’s Finance team and offers practical exposure to financial planning, forecasting, and analysis. This position is well-suited for candidates with a strong academic foundation in finance-related disciplines, an interest in data-driven decision-making, and curiosity about the crypto and financial services space.
The role provides structured learning, mentorship, and the opportunity to contribute to strategic financial insights in a fast-paced, global organization.
Key Responsibilities
- Support the preparation of monthly, quarterly, and annual budgets and forecasts
- Assist with financial data analysis to identify trends and support business decisions
- Help prepare regular financial reports, including variance and performance analysis
- Contribute to the development and maintenance of financial models and forecasting tools
- Support the preparation of presentations for senior management and stakeholders
- Conduct ad-hoc financial analysis and reporting as required
- Assist with business case preparation for new initiatives and investments
- Collaborate with cross-functional teams to collect and validate financial data
- Support the tracking and monitoring of key performance indicators (KPIs)
- Assist with month-end and year-end closing processes
- Contribute to continuous improvement of FP&A processes and workflows
Required Skills and Attributes
- Strong analytical mindset with the ability to learn how to interpret financial data
- Problem-solving attitude with a willingness to learn and take initiative
- Ability to work collaboratively within a team environment
- High attention to detail and commitment to data accuracy
- Proficiency in Microsoft Excel or Google Sheets
- Basic understanding of financial reporting and accounting concepts
- Strong interest in fintech, banking, and the crypto industry
- Good communication skills and the ability to present information clearly
Preferred (Nice to Have)
- Familiarity with data visualization or BI tools (e.g., Looker, Power BI) through academic work
- Basic knowledge of SQL or database querying from coursework or projects
Education & Eligibility
- Bachelor’s degree in Finance, Accounting, Economics, or a related field
- No prior professional experience required
- Relevant internships or academic projects are considered an advantage
Technical & Work Requirements
- Dedicated home workspace
- Reliable high-speed internet connection
- Ability to comply with Xapo’s Device Policy, including security controls and MDM enrollment
Why This Opportunity
- 100% remote role with the flexibility to work from anywhere
- Exposure to a global fintech organization at the intersection of crypto and banking
- Structured graduate programme focused on learning and development
- Flexible working schedule and paid time off
- Annual budget for learning and professional development
- Opportunity to collaborate with an international, high-performing team
Compliance & Values
Xapo emphasizes consumer protection, ethical conduct, transparency, and regulatory compliance. All team members are expected to align with the company’s values-driven leadership principles and uphold strong risk management practices.


